Wedding Budget Tiers: Where to Save vs. Splurge at $5K, $10K, $15K, and $20K

No matter your budget, a stylish, intimate wedding is within reach. It’s all about knowing what matters most to you and allocating your dollars accordingly. Here’s a breakdown of how to think about spending—whether you’re planning a simple celebration or a more elevated experience.

$5K Wedding: Thoughtful + Minimalist

Essentials Only: Focus on the ceremony, beautiful photos, and meaningful touches.

Where to Splurge:

• Photographer (consider half-day or elopement packages)

• Ceremony site that’s naturally beautiful (like a park or backyard)

Where to Save:

• Attire (off-the-rack or bridal event dresses)

• DIY invites or digital templates

• Potluck or casual catering

• Minimal flowers (or none—use candles and greenery)

$10K Wedding: Simple + Stylish

Aesthetic + Function: Enough room to elevate style while keeping things grounded.

Where to Splurge:

• Full-day photographer

• Catering (buffet or food truck)

• Small venue with built-in charm (botanical garden, Airbnb, or loft)

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Where to Save:

• Rental items (choose a venue that includes tables and chairs)

• Mix of professional florals and DIY greenery

• Simple signage and DIY printables

$15K Wedding: Refined + Personal

Design-Led: Invest in design-forward details and personalization.

Where to Splurge:

• Full creative control with a curated pop-up pack or day-of coordinator

• Stylish florals with a color story

• Custom printed invites and signage

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Where to Save:

• Keep the guest list intimate

• Signature cocktail instead of full bar

• DIY welcome bags or favors

$20K Wedding: Elevated + Effortless

Polished + Memorable: This tier gives you flexibility to invest in an experience that feels luxurious without being over the top.

Where to Splurge:

• Full planning support (like a pop-up wedding stylist or small team)

• A venue with indoor/outdoor space and stunning scenery

• Higher-end rentals (linens, chairs, lounge furniture)

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Where to Save:

• Choose a weekday or off-peak date

• Streamlined paper goods (opt for quality over quantity)

• Limit specialty vendors to those that have the biggest impact

Final Thoughts

Your budget doesn’t define your day—your choices do. With a clear plan and thoughtful priorities, every budget tier can deliver a stunning, personal, and stress-free celebration.

Ready to plan your own small celebration? Join our list and get the free 2-page Micro-Wedding Starter Checklist →